Where Did My Money Go?

Budgets are important. Time, money and other resources are finite so the absence of an accountability method can lead to a very quick draining of those resources. In the age of technology, mobile apps have made it easier. For my COS trip, I was looking for an app that could handle budgeting and expense tracking using multiple currencies.

After some internet searches, I came across Toshl. It can track income and expenses while handling budgeting tasks. The app allows you to set a home currency, while entering expenses (or income) in other currencies. It will automatically show conversions to the home currency at the last updated rate. For example, I can set my home currency to the US dollar and enter Kenyan expenses in Kenyan shillings after entering Swazi expenses in Swazi emalangeni. In my expense tracker, the expenses will show in their respective currencies with the day’s exchange rate for US dollars. The app has premium, paid features that I have not explored. One such feature is the ability to connect bank accounts for automatic syncing.

Overall, the app has been just what I needed. It has allowed me to keep track of my spending during trip. It even reminds me, via mobile notifications, to ensure that I input all of my expenses. Recently, I even got a notification that I’m on track to be slightly under budget (for my trip). I would recommend it if you’re planning on traveling abroad or dealing in currencies outside your home currency.

Be kind to yourself.
Onward.

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From the @whatisKirbydoing Instagram: August 28, 2018 at 10:56AM

It was so tasty (and I was so hungry) that I had three. And each one was scrumptious. #Explore #Taste #Discover #COS #Trip #India #Asia #Mumbai #Bombay #StreetFood #Delicious #Eat #Vegetarian #Veg #Dabeli #RoadToDC #Sweet #Spicy

Yo Taxi!

There’s a running joke truth that a Black man (in America) can’t get a cab. For me, that’s rarely the experience but friends and other Black folks have experienced this first-hand, on a regular basis. I’ve been in Mumbai for a few days now. It’s a culture shock in many ways. There are around 18 million people in this city. It’s the most populous city in India, and one of the most populous in the world. There are many languages being spoken including Hindi (a national language) and Marathi (the state language for Maharashtra, where Mumbai is). The food is jumping with various spices and flavors. The traffic is busy. Crossing the street is an exercise in physics calculations and wishful thinking. Nevertheless, I digress.

To get around everywhere in Mumbai (outside of South Mumbai), many people use rickshaws. They get you where you need to be relatively quickly. More of them can fit on the congested streets. They’re perfect for city travel around Mumbai. On a few occasions now, I’ve approached a rickshaw driver to get transport to my destination. Some drivers shake their head to say no, while others verbally say the same. I don’t know if it’s more of the same “Black man can’t get a cab” type racism or if people would rather not deal with a foreigner who doesn’t really know the city nor the language(s). In the mean time, I’m trying to learn some of the local languages, so that I can communicate with drivers. We shall see.

Be kind to yourself.
Onward.